Description

You will manage credit and financial risk assessments for complex lending relationships.

Responsibilities

• Review credit and financial information, including business and personal statements, spreadsheets, and cash flow analyses.
• Assess borrower risk profiles and assign risk grades for each lending relationship.
• Apply risk-based sampling techniques to scope continuous and periodic file reviews.
• Guide junior reviewers on risk rating accuracy and analyze borrower risk attributes.
• Evaluate weaknesses in Credit Administration processes and policies.

Required Skills

• 5+ years of experience in financial or credit risk analysis.
• Expertise in analyzing complex, interlocking lending relationships.
• Deep knowledge of regulatory requirements regarding credit risk management.
• Ability to analyze loan reporting and tracking systems.
• Proficiency in cash flow analysis and financial statement review.
• Working knowledge of diverse industries including commercial real estate, equipment leasing, mortgage warehouse lending, gaming, technology, life sciences, HOA, franchise lending, sponsor finance, and leveraged lending.

Key Skills

Education

Any Graduate