Description

You will manage credit and financial risk assessments for complex lending relationships.

This role is on-site.

Responsibilities

• Review credit and financial information, including business and personal statements, spreadsheets, and cash flow analyses.
• Assess borrower risk profiles and assign risk grades for each lending relationship.
• Apply risk-based sampling techniques to scope continuous and periodic file reviews.
• Guide junior reviewers on risk rating accuracy and analyze borrower risk attributes.
• Evaluate weaknesses in Credit Administration processes and policies.

Required Skills

• 5+ years of experience in financial or credit risk analysis.
• Expertise in analyzing complex, interlocking lending relationships.
• Deep knowledge of regulatory requirements regarding credit risk management.
• Ability to analyze loan reporting and tracking systems.
• Proficiency in cash flow analysis and financial statement review.
• Working knowledge of diverse industries including commercial real estate, equipment leasing, mortgage warehouse lending, gaming, technology, life sciences, HOA, franchise lending, sponsor finance, and leveraged lending.

Preferred Skills

• Experience with automated risk rating systems.

Key Skills

Education

Any Graduate