Description

You will own end-to-end business requirements for payments and cash management initiatives, translating business needs into functional specifications, user stories, and workflows.

This role is on-site.

Responsibilities

• Define and document business processes, workflows, and integration points for upstream and downstream systems.
• Serve as the subject matter expert for payment processing flows, including initiation, authorization, and clearing across channels and payment engines.
• Analyze payment transaction flows, including fraud, risk, and sanction screening mechanisms.
• Collaborate with development teams in an Agile environment to refine, prioritize, and support testing and release activities.
• Conduct UAT, creating test scenarios and data to validate requirements and ensure system integrity.

Required Skills

• 5+ years of experience in banking applications, specifically payments middleware and cash management.
• Deep understanding of payment initiation, authorization, and processing flows.
• Knowledge of ACH, FED payments, Wires, Zelle B2C, EFT, Real-time payments, and SWIFT.
• Familiarity with payment hub solutions and banking servicing products (FISERV/FIS).
• Proficiency in messaging formats such as NACHA, ISO20022, and MTxxx.
• Strong communication skills to articulate requirements to diverse technical and business audiences.

Preferred Skills

• Hands-on experience with payment engines: Dovetail, ACI-MTS, PEP+, GPP, TCS BANCS, or Finacle.

Key Skills

Education

Any Graduate